Did your roof suffer hail damage, wind damage, or other storm damage? Chances are you will be inundated with roofers trying to sell their services to you. Be careful! This is the time of year where fly-by-night contractors come out of the woodwork. Don’t be in a panic to replace your roof. It could be a $5,000 roof but if the project goes wrong it could easily turn into a $25,000 nightmare.
Tips On Working With Your Insurance Company
Rainy Day Roofing has been working with Insurance companies for over 14 years. We know what they need to process a claim most efficiently and properly.
Here are a few tips for you to follow when working with your Insurance Company:
- Contact Rainy Day Roofing to schedule a free on-site inspection to determine if damage occurred.
- Once damage has been verified, contact your insurance agent.
- Your agent can authorize any temporary repairs necessary to prevent further damage to your property.
- Your insurance company will usually require receipts for any emergency repairs you have done in order to reimburse you correctly.
- We recommend taking pictures of the damage prior to making any repairs.
- Avoid making permanent repairs until the adjuster has had the opportunity to inspect the damaged area.
- You should be contacted by the claims department.
- An adjuster will be assigned to inspect and evaluate the loss.
- Once the adjuster completes his inspection, you will receive a claim sheet outlining the scope of damage and the funds being made available for the repairs, less your deductible.
NOTE: All insurance carriers have their own method of processing claims. This is just a general guideline.